You won't get the post '08' style collapse.

Are you chasing freedom, legacy, or lifestyle?

Or typically you buy one house in your life time.

Ask about their communication style and response time.You need someone who is responsive, keeps you updated and addresses repair issues quickly.4.

For most of my life, I assumed real estate was something only the wealthy or people born into it could succeed in.

credit not so good because life lol.

If you’re interested in investing, I’d focus on strategies that fit your current lifestyle and income, and that can be easily integrated into your life in a tax-efficient way.

How would a "life by design" look for you?

You’re thinking clearly—house-hack style in a multifamily without roommates fits your situation.

House hacking and long-term rentals are a powerful combo, especially in a place like the Jersey Shore where you’ve got both lifestyle appeal and strong rental demand.Your passion and clarity of focus will serve you well: keep showing up, stay curious, and you’ll find plenty of like-minded investors here.