This translates into a 90k balance on your mortgage, and 10k heloc so there is no actual overpayment since all 100k is still accounted for, it is just split into 2 different balances instead of one singular 100k loan.

You said "tenant," singular. 

There is a universe of difference in operations between those who do it FT, as a business, as their singular focus, vs a person such as yourself who does it on the side. 

I think it's important to use this as a supplement to prospecting and not as a singular source.

Basically, become singularly focused on that first piece of property.

@Don Konipol I believe there is only a SubTo guy; singular.

Buyer and Seller which terms may be singular or plural and will include the heirs, successors, personal representatives and assigns, hereby agree that the Seller shall sell and Buyer shall buy the following legally described Property.

Buyer and Seller which terms may be singular or plural and will include the heirs, successors, personal representatives and assigns, hereby agree that the Seller shall sell and Buyer shall buy the following legally described Property.

@Michael Conklin Arizona had the 3rd fastest growing GDP in Q4 2019 according to Phoenix business journal behind Utah and Washington.www.bizjournals.com/phoenix/news/2020/04/07/arizonas-2019-gdp-growth-among-top-in-the-nation.amp.htmlI’d argue that the relative GDP trend of a singular city is much more important than the its GDP compared to other cities.

Buyer and Seller which terms may be singular or plural and will include the heirs, successors, personal representatives and assigns, hereby agree that the Seller shall sell and Buyer shall buy the following legally described Property.