Do three things: automate one extra principal payment each month or switch to biweekly so you make roughly one extra payment a year; throw all windfalls and any annual escrow or tax refunds as principal‑only curtailments; and shop a refinance only if the rate drop and costs lower your break‑even in a timeframe you’ll keep the loan.

If you do buy all cash, keep rehab light, build a CapEx reserve, and have a clear exit or refi plan; if the deal only pencils with perfect rent and zero surprises, keep shopping.

Shop low‑down house‑hack loans, get pre‑approved, then walk properties weekly with an investor‑friendly agent and a contractor to gauge true make‑ready costs.

So I broke out the shop vac with some extentions ( 1 story about 10 ft up) .

I'm particularly passionate about Louisville, KY and surrounding areas.Outside of real estate, I enjoy traveling, shopping and spa days.Excited to learn and connect with you all!

So, owners mistakenly think price is the only differentiator – and look for a PMC like they’d shop for groceries☹We encourage you to learn from the mistakes of others by reading posts here on BiggerPockets from owners that picked a PMC solely by price and regretted it.We recommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Even if someone gives you a referral, do NOT make the mistake of assuming that just because a PMC met their expectations, they’ll meet your expectations.

If they are the only ones complaining it is one thing but if other adjacent neighbors complain too then it is this house and you could all lean on the HOA.A  bad neighbor can be everything. 

I spoke with the lender and it appears the broker shop that was able to do this is currently signed-up as a Correspondent.

So, owners mistakenly think price is the only differentiator – and look for a PMC like they’d shop for groceries☹We encourage you to learn from the mistakes of others by reading posts here on BiggerPockets from owners that picked a PMC solely by price and regretted it.We recommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Even if someone gives you a referral, do NOT make the mistake of assuming that just because a PMC met their expectations, they’ll meet your expectations.

Understand your lender fees as much as possible as well; know how many points you are paying and shop that rate!