For those who have scaled using CFDs or subject-to deals:Are you partnering with others to grow faster?

.: I was asked by a couple of people to compare doing a Buy & Hold Rental using conventional financing and buying Subject To with selling to a Tenant Buyer and what that would look like.This is an actual deal I recently did.

In the meantime, make sure you’ve got good insurance and an umbrella policy, which usually covers most risks for beginners.

However, you will be subject to paying a title company or an attorney for transferring the property.

The property appraisal has to be marked "as is" by the appraiser and not "subject to" doing whatever repairs that are needed to close.

taking this from a dup to a single family would not allow the rents needed to cover the investment leaving us without the option to hold and rent, like we intended to in this area.

Unless you're talking about a "subject to" mortgage.

The difference is likely the fees.It depends on how much the equities are making in the 401K and what rate of return you can make with real estate.If you can make 2% more annually with real estate, I will argue that you the extra return will more than cover the penalties and provide you more flexibility with access to your own funds.

@Bala NagarajanThis subject is actually covered in the book 'Managing Rental Properties" by Brandon Turner. 

The real change is tax characterization: a hotel-style operation is typically reported on Schedule C and can be subject to self-employment tax, while a true STR without substantial services is usually reported on Schedule E and is not subject to self-employment tax.