@Jeremy Hazelwood if you know the basics your credit report should be clean. 3rd party collections are the easiest to get off, Original creditors are very difficult.

When you learn how to do creative financing strategies you won’t need any credit or be forced to kiss the banks a$$ 

I get applications from people who can not be checked for credit or criminal background they have no social security numbers.

Your credit profile encompasses all of your debts, and every creditor reports to the credit rating agencies what debts you have and how you are doing with repaying them.

You have zero history with these people, you didn't approve them based on your objective rental standards, and you possibly don't even have a credit or background check on them.

I covered this by just using business credit or a partner to fund that amount.

In my experience, people who feel the need to claim fake service dog status, or to claim a false disability, usually have other issues going on that disqualify them as tenants, such as poor credit or eviction history.  

Partnered with people who had no credit or experience.  

Whole life insurance is guaranteed, has creditor protection, offers safe leverage, and can create incredible tax strategies later on when you want to sell assets.A perfect place to store cash.

Many people have partnered with experienced investors who either don’t have good credit or they are maxed out on loans.