@Michael Quarles Why exclude 2 family houses and up?

It seems that using 7+ years would exclude some absentee homeowners who both used cash to finance their purchase and have experienced distress sooner than 7 years in. 

@Joe Gore If I understand you correctly are you saying to just have the buyer sign the purchase contract and exclude the wholesaler (me) all together from that contract.

I'm underwriting everything for LTR and paying a premium isn't helpful.The other, I would say bigger, issue is that Chatham county specifically excludes getting an STVR permit if they HOA is against STR's.

I have owned up to 200 units in one market at a time and I've owned as little as 40 long-term units in one market, excluding our vacation rental. 

. - Absentee Owners- 35%+ in equity-1000+ square feet- 50+ months owning the property- Built in 1960 or after- Exclude Trustee/corporationI have to give a shout out to @Wane Tango because I stole the list from him. 

So here is the break down of my mailing criteria:With-in city limits35 to 100% equity950 -1800 sqftOwned property 4+ yearsBuilt between 1965-2011Absentee Owner Exclude trustee/corporateSo my total budget to get my marketing off the ground is a mere $200 but I plan on putting in a ton of sweat equity to help make up the lack of capitol.

@Kelly Martinez yes my understanding is business to business calls are excluded from DNC.

Since the payment is contractually fixed for the loan term (excluding ARMs), the fixed payment less the lower interest due means a higher amount of principal paid each month than what is in the original amortization schedule.

Ashley, if you are still a naval spouse, I would suggest the next time you are relocated that you consider buying a house via a VA loan wherever you end up stationed (excluding San Diego because it is too expensive) and do this every time you move.