Now in this particular case, it may be important to understand now that the OP as the investor has been harmed (even if by perception), I would imagine one of the claims to go after JW is that the investment was in fact a security and he lacks the appropriate license to sell securities.  

Many have the perception that they Must own properties in an LLC, for protection of their other personal assets, from that super duper lawsuit they're going to lose, that's for more than their insurance limits.Thoughts?

The train is going to go by there is going to be traffic and sirens.  

But I would always fear that if they knew I had rentals, that may lead to a perception that somehow I'm not doing as well as I could if I didn't have something going on on the side.Definitely a slippery slope.  

I like Sokie but never thought about it from investment perspective due to higher price point perception. 

@Jerusha Holderyou are very perceptive.  

Perception matters, are you a personal lender or are you looking for a business opportunity?

And if that is the case, how much more do you think you can negotiate the price down when you are using the listing agent and you just started the process by taking money out of his pocket (This will be his perception of your request even if he would be making 1% more with you vs a represented buyer).

, it's a great exercise both to think creatively about how to add value to an asset, as well as stretch our perception of what is a reasonable number.

On the ACH payments: I shared @Matthew David's perception on the timing, but I recently went back and looked at the calendar for every payment I've received, and the variability was actually due to weekends, holidays, etc.