Chris,It's a long story :)But here's part 1: I lost everything back in 2002-2003https://www.biggerpockets.com/forums/55/topics/690349-from-bankruptcy-to-1-000-units-part-1-thru-the-dark-tunnelFrom there, is a link to Part 2: how I came back and Part 3: how I built my real estate empire

Originally posted by @Linda Lovely:Sell 12 doors.The road to bankruptcy begins in earnest when one starts to maX out credit funds to fund capital expenditures.   

The housing crash obviously didn't help, but that was also followed by the city declaring bankruptcy in 2013. 

Unemployment rate is 15%+, bankruptcies are going up, business not making as much money. 

But Detroit was doing so bad (2013 bankruptcy) that it's had some tremendous appreciation.

Originally posted by @Darius Ogloza:Columbus aside, investing in Ohio reminds me of those investors who kept trading K-Mart shares after it went into bankruptcy. 

There were stronger voices for communities that were facing a bankruptcy of their auto industry.

. =)  Several months of applying for forbearance, researching bankruptcy law, etc... but in the end we just had to get creative and let the process work... in the next 12months we sold 3 properties that were dragging our portfolio down a bit, did a 1031 from a SFR to a 4plex and feel better about our portfolio and cash flow than we ever have. 

(bankruptcy)  For how long? 

What are you going to do when your sellers begin declaring bankruptcy?