Lenders are for profit - expecting the highest level of ethics from a for profit institution is naive.The agencies who gave their “opinion” on credit ratings for securities knowing they were garbage are extremely culpable.It’s a shame that money hides the truth

Hell, there’s a new BP ‘syndicator’ pumping some garbage $2 to $6m value add p.o.s. on here every week.

I wonder if the OP would like all that garbage littering HIS neighborhood!

Who fact checks the garbage coming from your keyboard?

That includes water, sewer, and garbage?

And about 90% are pure garbage.

This will be lower than some but almost all of our rentals are rehabbed properties)Property Management (1 month's rent for the year)Water, Sewer, Garbage (if a multi-unit)After all of these are paid out we like to be cash flowing $200 - $400/month.

All wholesalers in Toledo are scummy garbage.

Detroit has built a culture of bailing out these garbage tenants. 

Also paying off the house is not something I would celebrate, that means your funds are sitting as “Dead equity” and now you need to do a cash out refinance to get the equity back out and invested in something that will bring you 20% returns instead of no returns sitting in dead equity.P.S. roofstock is garbage, you need to build a team as @Remington Lyman described