Don’t give title a reason to deny a claim.In either case, using an independent mobile notary can be dangerous but is easily avoided (if you can get your buyer/borrower to drive to the office).There is a great, downloadable article on this entitled, “Lender Beware, The Traps and Tricks of “Borrower” Fraud, Forgery, and Identity Theft in Real Property Lending,” in the Fall 2024 issue of Points of Interest Magazine, published by the California Mortgage Association.

Copilot recommended the following:  HUD Comprehensive Housing Market Analysis (CHMA) ReportsDeep dives into local housing markets with 3-year forecasts.Covers economic, demographic, and housing trends.View NC CHMA Reports [www.huduser.gov]NC REALTORS® Monthly Market ReportsStatewide and county-level data on listings, sales, prices, and inventory.Access NC REALTORS® Market Data [www.ncrealtors.org]NC Chamber Housing Supply Gap Report (2025)Quantifies a 764,000-unit housing shortfall through 2029.Includes economic impact projections and county-level data.Read the NC Housing Supply Gap Report [ncchamber.com]NC Commerce: Housing Cost TrendsAnalysis of price appreciation, rent trends, and supply constraints using FHFA and Zillow data.Explore NC Housing Cost Trends [www.commerce.nc.gov]North Carolina Association of County Commissioners (NCACC)Publishes the County Map Book and County Data Fact Sheets with housing, tax, and demographic data.View NCACC County Data [www.ncacc.org]🏠 Virginia Real Estate & Housing ReportsFederal Reserve Bank of St.

BP, I am currently trying to help a business associate get some land graded on Lake Havasu, AZ.

Other considerations that should influence cost of equity: GP track record; if there were heavy lift entitlements completed by the GP before capital partner entry; financing terms secured by the GP (often closely associated with imputed equity generated through entitlements); general market or economic conditions are a few to come to mind.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

If you are ready to turn the units and "get to gettin" on the rehab side then I'd consult a local attorney but general giving a formal final notice to stop smoking in unit and that any damages or costs associated with remedying the unit are going to be billed to them. 

For starters, I'd recommend you join your local RE investor association.

Pending litigation: Lawsuits involving the condo association, developer, or sponsor.

You can find a ton of communities in Facebook groups, many associations, RE meetups through Eventbrite, meetup.com.

A key advantage comes when you have a true strategic financier; they position you to focus on the projects themselves while they handle the loans, draw management, paint a clear picture of risks associated with each project, and help you gauge your returns up front.