I called them back asking if I can get a larger amount and they said the largest personal loc they have was 25k and they would send it in for review. 30 mins later I received an email saying I was approved for 25k, which was pretty sweet.

Based on today's date, I want to see a sweet spot of a Late May booking for the 4th of July.

The reward/risk ratio in this niche is quite disturbing recently, perhaps market condition would be better in the next few years when cap rate reset is over.One area where I see a sweet spot in syndication is in the industrial space where cap rate volatility only move by 25 bps and expected loan default is less than 2%.This is also why I keep saying syndication is not active investment. 

Keep it in the sweet spot.

I think I prefer the buy-and-hold-for-a-while-and-then-sell model with a sweet spot of around 5 years. 

In California, the same type house that sells in other states for $200k sells for $1 million and there is often a profit spread of $100k or even $300k if you get a sweet deal and there are plenty of them if you look.The huge downside , and I would never move, is the constant increase for taxes taxes, the high cost, difficulty and insane time it takes to get building permits approved, the cost for gasoline is the highest in the country and the cost to rent an apartment is more than the mortgage and property taxes to buy a house in other states. 

For every product/ industry there is a sweet spot.

I want properties that produce really well for the money that I invest in them: the sweet spot. 

Sounds simple and sweet but pending your focus, drive, and determination things will start to narrow and take shape.

After 3 months and if the budget stayed at 20k (and I would argue buying that sweet of a deal would exist in most markets and only have 20k work to really fix up the house so that you are not getting killed by deferred maintenance), this investor would have about $3,000 in holding cost (taxes, utilities, yard up keep and interest).