And that would be interest bearing debt, whereas the cash you have is currently available. 

People claim the lost crafts and etc. but with all this technology and money in real estate, we can easily manufacture and 3d print beautiful architecture pieces and masonry that are not load bearing to bring beauty back into the world. 

But then Bear wrestling matches are prohibited, too.

As both an investor in Kissimmee and PM in Kissimmee with around 20 units I have been the biggest bear for the market on this forum for a while now. 

Now I'm going to challenge your entire thesis, bear with me here. 

The likely cause is related to the age of the home and the presence of expansive soils in this region.."

You should never compare the cash on cash return of a real estate investment to another interest-bearing investment account.

More marketing, more listing sites, more rate adjustments, more listing wording adjustments, more lower dollar amenities added, removed high maintenance extras, changed internet providers, reduced TV package costs across Smokies properties saving over $1k a month, removed gas grills as they were a large maintenance (maintaining costs for propane and replacements/local bear kept destroying at 5 properties), changed cleaners, relooked all maintenance schedules, changed plumbers, changed hvac company, changed pool cleaners, made sure I never pay interest on business cards (pay off every Monday), changed minimum stays, changed some deposit policies and I am sure there is alot more squeezing I just forgot as I started running a DOGE on my ops before DOGE existed starting last December.

Please bear with me as I am very new to this but an incredibly quick study. 

Bear with me for a second while I geek out.