Totally agree that recapture is real—but with strategic planning you can defer it.

The Midwest is going to strategically matter more in the future and population will be growing due to fresh water and cooler climate, also fewer storms (lower insurance premiums).

So much is missed when someone is focused a one single task vs strategic oversight across your portfolio in that market. 

Such attempts to silence individuals with legitimate financial grievances further erode public trust and raise serious ethical and legal questions.Furthermore, your threat of a lawsuit appears to fall under the category of a Strategic Lawsuit Against Public Participation (SLAPP) — a tactic designed to intimidate individuals into silence rather than address the underlying facts.

At 19, you’re setting yourself up for long-term success the right way: learning business, saving capital, and thinking strategically about real estate.

Make sure you're working with a trusted lender and local real estate agent so you can explore all of your options and when you do start renting keep your taxes in mind and strategize.

I am eager to learn the best ways to connect with investors and form strategic partnerships.

This kind of strategizing will get you where you want to be.

     - Wealth acceleration: When used strategically, they let you leverage capital to grow your portfolio faster.However, the flip side is that once the IO period ends, payments rise sharply when principal repayment begins.

It keeps your real estate portfolio working for you, helps them save on housing, and still offers tax benefits like depreciation and expense deductions, something you’re already familiar with from your duplex.Definitely worth contacting your CPA and strategizing through all of this.