Both are still wrecks, the value of both are less, the mentality of the borrower has already been tainted and in a different mindset than a more credit worthy borrower.

There is something mentally when someone pays under 2 bucks a gallon and can fill the car for under 20 bucks that makes them want to spend on other sectors of the economy.I remember when gas was close to 4 bucks a gallon and oil was over 100 a barrel.

They are probably still living with the same small town, old school mentality they grew up with...Run don't walk....It's definitely not worth doing business with people like him.  

While each deal should stand on its own, having a bigger picture mentality can help you to keep moving forward.  

Sometimes, it's not the lack of tools and techniques that stop people succeed - it's their mentality, mindset and beliefs.The NOT So Gooda) We lost a property (Park Forest) due to me being slow (see Lesson of the Week).b) Our Ft Myers team is being sued by a tenant whom we are evicting for being late on the rent.

Probably time to sell in Boise. some of these cities are appreciating because of the remote workers from California, now the same worker has to come back to CA LOLAustin is in the list more or less because of "following the herd" mentality among the builder though lol

This approach, which might offer a more dynamic and potentially rewarding financial strategy, fundamentally differs from the "save an emergency fund" mentality.

I read that I could dispute bad review in cases like this, but I also spent a lot of time and mental energy to find a middle ground.

But I make sure people understand the distinction between a Buyer Agent and a Facilitator when I first meet them, in terms of service and compensation; I tell them not to hire me until we've gone to see a few properties and they decide if they like and trust me; and I give them a service guarantee that says if they aren't happy with me at any time, they can fire me.I understand the investor mentality that "whoever brings me the deals is who I work with," but are you really better off working with and paying a great Buyer Agent than hoping a herd of mediocre agents will lay dead mice at your feet? 

I wasn't even going to respond until I read your last post;  but if I was in your shoes, I think I would've gone mental on Andy by now.