@Emily RefiThe two common choices for investing retirement funds into real estate are the self-directed IRA and the Solo 401k.The Solo 401k requires self-employment activity, but will allow you to take participant loans while the IRA does not.A few other Solo 401k benefits: Compared to an IRA, Solo 401k contributions limits are roughly ten times higher.There is no custodial requirement for the 401k.You don't need the additional expense and administration of an LLC to have checkbook control.There is a built in-Roth component whereas IRAs are either traditional or Roth, not both.A spouse can also participate in the same Solo 401k plan.The Solo 401k has additional tax benefits over an IRA when investing into real estate using leverage.The penalties for prohibited transactions are less severe, though it's best not to utilize this benefit :)With either structure, it's generally recommended that you do not commingle retirement and non-retirement assets.

I get that for sure.. so to me I still have to earn the money one way or the other .. so to minimize interest expense is my goal number one.. ( on long term held assets or my primary secondary or tertiary personal homes that I use.. and no debt is best for me.now for most it does not matter.. but for us that are developers  net worth actual true net worth and not a lot of long term liabilities is important component of getting loans.  

For someone living in their investment there are so many other things that matter besides the return component.  

It also has a property management component that will be a big help.

If my goal is to first learn then serving a brokerage may be best but if I jump into REI, having independence to represent myself would be key, and maybe I can satisfy the learning component by shadowing an agent.

We in our lease addendum have language that the property is X years old and may require components to be replaced which is not uncommon and no rent reduction or hotel will be provided.

@Kang-Li ChengI cannot comment on this specific company but we buy loans from similar companies (both performing and non performing) and I Can say the consistent component to these companies is they are horrible at underwriting and write loans to collect the points / fees but many of the loans we see we cannot believe they gave that person a loan.I am curious what types of returns they targeted as the invest in one asset model to me is very risky.

Betting on rents to increase overtime can be detrimental to your cash flow.

Hey Joey, Here is my understanding of the subject:Key Components of a "Subject To" Offer:Clear Identification of Conditions: Clearly state the conditions ("subjects") that must be satisfied for the offer to be binding.

They value how it is to live in a home over the infrastructure and mechanical components.