A home equity line of credit to setup would take too long.Both of our credit is 780+.What option do we have that we can close quickly and use his home for Collateral.Thanks!!

And it's hindering me from acquiring funds because I want to begin under an LLC to acquire business lines of credit. 

Or is it just better to knock and face the disgruntled homeowner.5 - Does an investor just line up credit first and then go into the wild.6 - If the credit lined up via a bank/credit-union is for more than the price of the home, does it still require your own 20% down.7 - Duplexes/Triplexes/Quadplexes don't seem to be listed very often on many sites.

One thing I like about Trulia is I can keep track of some homes not in my market.In the end the websites are tools. 

Since this is all owner finance, it likely won't affect my DTI, credit score, or ability to pursue buy and hold as I've planned all along.We haven't discussed the price they are looking to get, but I don't think they honestly know. 

short track record

We are on track building a BRRRR engine in Seattle/Tacoma area - and it keeps rolling. 15  BRRRR Deals in one year, in one of the hottest markets of the country.

Generally a realtor should do a background check and credit check.   

When I did some shopping around since I was new, had no relationships with lenders/banks, and no previous track record I was going to be required to put funds down no matter what.

My dilemma is I had two groups send in applications at the same time, pass background & credit check but one group is significantly better candidates.