The cash on hand is lower if I refinance, however if i sell then i'm subject to capital gains.

Regarding your question, I'm sure there are many different opinions on the subject.

It's a tide that is pretty hard to fight.If the subject comes up, we tell applicants (and tenants): "We welcome qualified service animals for people with qualified disabilities.

If you're interested, I wrote a book specifically on the subject when it comes to real estate investing. 

I know for them it might be a sore subject but you never know they might tell you alot of valuable information.  

I know how the subject to works and what needs to be in line for it to work.

The bulk of my experienced in construction developing and a little bit in real estate.Math analysis and looking at your prospective properties need to be done before making an offer or have a clause in the salas contact that allows you the time (usually 10 to 15 days) to make a detailed inspection and possibly back out of the subject property without a penalty that will hurt you too much.  

Hello Bigger Pockets Community,My name is Kyle Sheng and with my subject line I'm sure you can already understand a little about me.

But I would visit with a competent CPA on the latter subject. 

You still have the option to pay more with a 30 year fixed loan to pay off the loan sooner and you will not be subject to later rate changes.