You have to have a quality explanation such as change of life circumstances, etc to explain why.

It's a repeatable formula, throughout market cycles (can hold for longer time horizon, if need be) - buy assets that need moderate renovation, in growth markets.

"The quality of your life is determined by the quality of the questions you ask yourself." - Tony RobbinsNobody cares what you are doing and just because people say you are "wrong" doesn't mean anything.

Building owners are able to depreciate their property over its useful life of 27 or 39 years depending on if it is considered residential or commercial property, respectively.Cost SegregationCost segregation essentially recognizes the fact that a building is more than a single piece of property and consists of many subcomponents.

Ive never bought a single "deal" in my life.

Fully rehabbing the upstairs kitchen, bathroom, and living rooms with medium-to-high-end furnishings (to fit the area and future tenants), and basement will have smaller quality-of-life improvements.

  - I would love to be able to compensate parents in some legally appropriate way such as a fixed monthly amount for the life of loan. 

I have spoken to lenders in my network and they say as long as the amount given to me is in an account for two statement cycles they wont be looking into it any further.

Google Maps doesn't drive the streets everyday and sometimes houses look completely different in real life.

(maybe...who knows how life changes!