I was told by more than 1 listing agent I cannot write it as cash and then we're required to write in that I'm using hard money since its actually a loan and not financing.I have verified this with real estate attorney Randy H.

I think they're very achievable.If I were you, I'd to to find a multi-family to BRRRR.

Take your time and verify all of the information you need to get comfortable with a potential tenant.

Seller then decides to "fix vent" prior to close but never gave us time to get someone back out there to verify so we still collected the $400 credit.

I know Chapter 4 of the lenders handbook specifically mentions the necessity to verify "documentation of the applicant's prior experience managing rental units or other background involving both property maintenance and rental." 

You might have a bit more risk than initially estimated if the rent is just $140 more than the mortgage payment.If you'd like to message me the address I could send you some sold comps in your area to verify the sale price you're using in your projections.

The house was foreclosed on 9 months ago and the bank hasn't verify that any of the systems work (they even state that the well and septic are so unknown that it's probably best to assume they don't work and they need $30k in repairs). 

I should take responsibility, I should have verified what had happened.

Don't want to be doing checks without verifying identity.

As long as I can verify that they've received their full security deposit from their last landlord then I know for the most part that they are clean and keep the property to high standards.