.$8333 - $3800 = ($4533)Your properties collectively are a major liability in real numbers producing a negative cash flow of $4533/month.Your equity is killing your cash flow and needs to be pulled and reinvested or the properties should be sold and invest the cash in REITS, income funds, mutual funds etc. that would produce a reasonable 10% return without the e nuisance of owning real estate.Without the speculation on appreciation the properties are not worth owning and you risk losing equity in the event the markets shift.

I shifted my mindset from cashflow to networth.

Condos are very sensitive to price shifts.

I'm hoping that my wife will get over the  initial shock of my sudden shift in pursuits and at least not completely object once I start showing good financial progress.

Until there is a radical shift in the way people work (remote positions, virtual offices, etc...) or the value we place on rural jobs (farmers, teachers, artisans) all goes up dramatically, values in places like this in rural america will continue to remain flat.

@VLADIMIR LOPEZ,To make the @ work, do the following: Hold down the shift key and type @?

,To make the @ work, do the following: Hold down the shift key and type @?

The reason I want to shift to Multi or Note is that I have considerable capital that I would like to move from SF and into a more passive role as honestly don't want to deal with tenants.

.- She's been late on a portion of her rent check for almost a year now (there is a $200 balance she keeps forgetting to pay, and recently she failed to pay the rest, currently the amount is $600)- In December she clogged her toilet and I had to call a sewage company for $300 to fix it (the lease I inherited from previous landlord says nothing of her responsibility with unclogging things so I had no power to shift the expense to her)- In February, "someone" in her unit dislodged the toilet (on Friday) and it started leaking even after my handyman fixed it (same day).

You will get a good understanding that they are shifting the full cost of flood insurance to the homeowners.