Sell my properties and get out of Celeveland 3.

Would like to rent for passive income but wife is out of work and I’m on SSI disability, so banks won’t give loan due to DTI Ratio.

It ultimately comes down to two key factors: what I can comfortably afford, and whether or not I want to take on the role of landlord.If you’re leaning toward multifamily, your realistic next step is to speak with a lender to understand what you qualify for — that will give you a clear path forward.These are 2 very different asset classes but I will break down the pros and cons of each in relation to each other.Condo:Pros:Lowest barrier to entry in both down payment and overall mortgage payments.Minimal overhead, it is likely that water, trash, and landscaping are covered as part of your HOA dues.You don't have to be a landlord or worry about tenants not payingCons:Having an HoA can be problematic depending on who is managing itLong term rental growth is not as good as a duplex if you intend to hold onto the property and rent it out in the futureDuplex:Pros:Tenant paying a portion of your mortgage, and rent is likely to increase long term reducing your net monthly paymenthigher purchase price is likely to lead to higher long term appreciationNo HOACons:higher initial cost in the form of down payment and closing costsbeing a landlord is a job, and it is not funThe question on which asset I would go for, really depend son what I can comfortably afford, and whether or not I want to be a landlord. 

They are based out of AZ but they were reasonably priced and pretty good to work with.  

If you are out of money on this, it's time for creativity and elbow grease! 

I forget who, but it was someone talking about he, his spouse, his business partner, and his business partner's spouse all maxed out the number of personal mortgages they could each hold to build their portfolio together. 

@Ambica PilliRecommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

You can also pull a list of cash buyers using some property data software and sort by minimum # of properties in someone's portfolio (I like to do 3 min), Min value of their portfolio to be $1M or so depending on the market you're in and that they made a purchase in the last 6-12 months to show that they are actively investing. 

Hey Terrance thanks for reaching out.

Do you have to pay resort fees and taxes when you rent out your place?