you need to simply go to a HML and buy this thing first then re sell it.. trying to play the wholesale game could cost you the deal.. plenty of money in it to pay a little for a short term loan

Many trades work well with the trades before and after them, so if you find one sub that sounds legit that you want to work with, they can likely refer you to like minded subs that will do like quality work - who **most importantly will work well and play nice with other subs**. 

you may want to look for a limited representation broker.. there are many that do that... save you a bunch of money as well.. although I have found over the years letting buyers and sellers talk is not usually a good thing as emotion comes to play too much and the deals do not come together..

This refinance is with a private lender and as @Stephanie Potter mentioned my credit did play a factor, it recently came down a bit because of all the expenses :(  and they are only looking at my score to qualify me, and by the way I did contact your company but they could not help me, don't remember what was the reason though.This refinance or finance would be an adjustable rate loan after 5 years, and if I was to go this route I would probably refi again after 5 years.

From a cycle perspective of history market, house market is either on top or very close and stock market is too stretched and will change.I pull my area MLS data and play around and see those:1.

In order to play in California you need a ton of money, in markets like ours you don't. 

LolIn a hot market, they will let you go if you play this....

@Mickey PowellIt sounds like you're going to be able to leverage his team for higher end renovations, so I'd play to that strength. 

But I'm thinking that I want to get my real estate license first to get my feet wet a bit, get a feel of the market and then once I have a little bit of play money, get into investing.

Until then, play the game by the rules and you'll do well.My $0.02 ...