For example, I'm pretty sure we still don't know for sure how we are supposed to calculate damages for failing to properly return/keep security deposits.

The deposit only covers one month rent and late fees.

Now the bank is saying they need to do a "strict foreclosure" - Right now they have my deposit and who knows how long this process takes. 

The following 3 years premium of $13,765 / year (same guaranteed increase, except you're making both interest and dividend on top of what is being deposited).Years 11-19 simply pay the $1,965 of the base policy.

You also need to be prepared to give them your deposit business a as well.

They were instructed to write their address on the deposit slip.  

If it did not work out just go to small claims court and try to get your deposit back. 

I just found this out and it could have been really bad situation.So we collected a certified check for the rent and security deposit.

Yes, I'm an agent and when we contract with a cash buyer, it's a 10% deposit.  

I realize my tenants could file restraining orders for being harassed, but none of them want that hassle when they can just leave, even if it is breaking their lease and we withhold their deposit.