Then it's time to shop around.

All of us should meet at my office in Olde Towne East for coffee. 

More interesting to me is that there's a brewery out there and a Pablo's Coffee Shop (when a hipster coffee shop moves in, something's going on).

The neighborhood is just down the street from my primary home and the neighborhood is minutes from the interstate and shopping as well as the best school district in the area.  

The last time I shopped around I was able to find a bank that went up to 90% of my LTV for my HELOC, but that was in early 2018.

I am gravitating towards using an insurance broker to better shop for policies and rates, my initial quotes with Goosehead (Ted King's office) have been on par or slightly more than my current policies but with a significant increase in coverage. 

I would shop it both ways before you opt for the lower coverage of ACV.

I’ve noticed that some of the shopping centers have been improved and some slight development starting to take place.My question is, do you all think Oxon Hill will provide the appreciation over time in addition to attracting a quality tenant?

-Cleveland, has a lot of cashflow potential, average multiform around $140k. https://learn.roofstock.com/bl...There are other smaller markets like Dayton, Akron, and Newark, and we are starting to see these areas boom due to huge investors and corporations like Intel choosing to set up shop in these kinds of areas.

If you plan on moving to a LLC for ownership, tell your agent (or the agent who is shopping the coverage) what you plan.