Just wholesaling and making money no real game plan.

Great to hear that you're back in the game!

If they don;t contact you to work out something (like cash for keys or a definite time to be out) you have to start the eviction process (and that is going to vary state by state) In MA the foreclosure can be challenged in the eviction process if you can believe it.I would check with a local attorney for specifics of your area

It is really a numbers game.

I'm in CA and right now its seems only people with large capital can play this game.

@Seth DomotoI think your repair/capex budget is far too low, you're probably looking closer to 15%, but that varies by market and condition of the property.

you are waaay more advanced in this game and i honestly don't care that i sound ignorant in this subject because i'm trying to learn, no same in this learning game at all!

Consider checking out your local REIA meetings and teaming up with a mentor to help you get some skin in the game. 

Indianapolis can vary neighborhood to neighborhood so you want to work with someone that knows the areas and nuances of the neighborhoods and can give you the right guidance.

Personally, I would want to have enough skin in the game (equity) so if I needed to unload it, I wouldn't suffer a loss; but that's just me.