Let me see, I guess we need a new promissory note for some of you to use, so here it is, at least the part you need to modify.I (We) the undersigned as borrower(s) do promise to pay, subcet to the terms herein contained, to the Holder the principal sum of ____________________($_________) Dollars.....etc.Borrower agrees to make payments in the amount of ____________ beginning on the first day of ___________ and like date thereafter, based soley on the borrower(s) ability and desire to pay same, until the outstanding principal is fully paid or at such time as may be convient for borrower(s).In the event of default by borrower(s), the assignment of rents made in connection with this obligation shall only be payable at the option of the borrower(s).

At least it will be contained when it leaks ;)

The loan also contained a substitution of guarantee clause, as long as the substitute guarantor had a met a minimum credit score, which the builder/investor did.

The problem with credit reports is that they do not contain information about assets.

Dropping some containers would also be a great value add.

If you take one down (but please don't do that yet), it's similar material to the 2'x4' drop ceiling panels you can get today, but a little thinner.The problem is that some of these tiles contained the all-purpose miracle material, asbestos. 

At that time, I send it to my operating account (the portion that is legally mine after legal notices have been sent).A couple notes: your least MUST contain a statement where the security deposits are held and whether the account is interest bearing or not.

I have read and heard that they are sometimes used in real estate transactions and I'm in the process of compiling "buyer" and "seller" packets to keep with me in my car to be prepared to do a deal at any time.I was able to find one form online to look oer but ended up this law website and that has triggered some questions for me that I was hoping some of the fellow BiggerPockets members could help me out with. https://www.ilrg.com/forms/states/ny-powerofattorn...According to law 5-1501 of the New York General Obligations Law, section d, "To be valid, except as otherwise provided in section 5-1512 of this title, a statutory short form power of attorney, or a non-statutory power of attorney, executed in this state by a principal, must:" Contain the exact wording of the: (1) “Caution to the Principal” in paragraph (a) of subdivision one of section 5-1513 of this title;  and (2) “Important Information for the Agent” in paragraph (n) of subdivision one of section 5-1513 of this title"So, this takes me back to the PDF that I downloaded of a limited power of attorney form which DOES NOT included these paragraphs.

This list would contain the zip code and corresponding name of the municipality, and a breakdown of the number of SFRs.

The Wayne Country Treasurer website contains the information for tax auctions in your area.