He would be giving you the deed but only if the va loan is assumable.

However, when I talked to my lender, I found out that trying to put the entire thing in an LLC would throw a huge wrench in my plans and the banks wouldn't offer me the same type of loan or down payment.

Hi @Sarah Sadd I just posted this in another thread, but I would recommend PenFed credit union as they were the only bank(I tried 40+) that would loan on an investment property.

We cashed out into an FHA and would like to repeat, but we are ineligible for another residential  loan.My question is , could we find a 5-10 unit building and refinance into a COMMERCIAL loan?

the new loan pays off the old (hml, etc.).

I purchased the property with a 20 year commercial loans because the down payment funds were not seasoned in an account. 

After working with Navy federal credit union, I was able to get approved for ~600k(1-2 unit SFR), 30yr foxed,4.5%interest, 0%down, and 2.2% VA funding fee which is wrapped into the loan. 

We’re now seeking a loan to pay back other investor.

So from what I've read online it appears in order to count rental income towards DTI for VA loan you need 2 yrs experience.

100% Hard Money FinancingI know, all over the Internet it says you can get 100% hard money loans for your deals.