this means that these owners are under much less pressure to sell, and so they don't really care that their price won't let the property be a good rental. 

I would recommend considering conventional financing until you reach Fannie Mae's limit of 10 properties, then consider either a portfolio loan, and start your race to 10 again, or look at DSCR at that time. 

When an owner replaces or retires certain items (e.g., lighting, HVAC, or carpeting), they can claim a deduction for the remaining undepreciated value of those items.

-It's just these YouTube "DocuAds" people are doing deals in months with creative financing.

Ask to speak with some of their current owners and current/former tenants.

Price RangeDefine your financial boundaries based on available capital and borrowing ability:For Class A & B, financing typically covers 75%-80% of the purchase price, allowing you to buy properties in the $6M-$12M range if you have $2.3M total cash.For Class C & D, due to higher risk, the price range might be reduced to $5M-$10M with the same cash.5.

Keep in mind, there are scenarios where you can use creative financing or OPM to get that duplex in the future.

If you could do it differently, owner occupied is easiest to get a HELOC on and has the lowest interest rates.  

ways to meet such people would be meetups, or simply walking into some smaller offices, could also ask around to other owners of the assets you are interested in and see who helps them. 

Financing: I'm confident I can put $10,000 down as a down payment within the next year.