I've looked at a couple of options and think I know which product I'm going to buy but wanted to hear from BP folks first.Anyone done this and have any input?

So far only been direct-calling FSBO closed a few deals in my first couple months. 

whats your preferred method for collecting payment?

Then you can develop a long term relationship with that banker and be on your way.Using this method, I was able to find a couple banks that can work with me on terms similar to what you outline.  

Granted that was a bubble but is it unreasonable to assume that they "should" get back to at least those levels in the next couple years?

@Claudia Lewis,I'd consider all to be normal wear and tear.The only possible exception would be if the blinds were the expensive wide plantation type blinds that cost a couple hundred dollars per window. 

I am currently on the hunt for a mentor in San Antonio that has experience with Multifamily units, preferably 10+units.

One where preferably I would work primarily with real estate investors.

I have a couple of requests with this post.

The amount of money at issue is small and the time and money that will be spent, coupled of the aggravation if things go south, may leave you more bitter and financially injured in the long run.