Some people just aren't made to be investors - they are typically risk averse.

There is no risk to you in any way.

The biggest thing to look at is the price you're buying at versus the after repaired value.

With buying two places, if you just refinance the original property to get the $100K out, you run the risk of having that money sit around while you try to find one or both of the properties.

commercial is very difficult...if you know what you are doingthe risk is better since the return is better!

:lol: The fact is that if property owners in high risk areas were completely responsible for the risk they represent, there would be fewer of you living there.It really chaps my frozen a** that I'm up here chippin' ice so I can subsidize those of you that keep building and re-building on the glorious sand-bar called Florida.

Your decision will have to based on your personal risk tolerance and investment goals.

Make sure your estimated sell price (ARV) and your holding time are conservativly calculated versus comparable sales.

Even 5% or 10% over others can make tenants move in next door versus yours.

I have heard the best way for someone in real estate is to form a LLC versus incorporating.