I've purchased a couple of SF rentals and used a proforma spreadsheet to visualize the long term numbers. I'm not looking at a 10 unit apartment building which requires a commercial loan - different amortization time ...

Appraisal revealed a larger square footage (1441 sqft) than the 1344 sqft on MLS listing.

Would you be able to put a larger downpayment down to lower the mortgage payment?

We have thought about finding a partner to invest,  but my wife is not fully convinced that a partner is a good choice because neither of us know how to get a contract for that type of thing written up and she doesn't want to be taken advantage of. 

When I started focusing on larger deals I was able to earn my financial freedom within 3 years, and I didn’t have to be a deal junkie running a hamster wheel in the process

@David Cozzi the biggest difference with larger multi family units is the type of financing available and the operating expenses.

Thanks You have two choices. 

Generally speaking you never should sell unless you will 1031 Exchange it for a larger multifamily in the midwest or the South for cashflow.

Again, not illegal, but a choice that is made by the end buyers lender which then makes it more difficult for the wholesaler unless you fund the deal yourself or utilize transactional lending.  

But sharing rooms will be a choice, if they choose to bring a friend to lower the cost then they can as long as the roommate can still pass the screening and tenant requirements.