I'd get a landscaper to take a look at your drainage issue before you close... since it may impact the VA loan process.

My guess is he is trying to avoid his credit being pulled multiple times and having his score impacted by that.

PART 2 Even the damn guest bathroom has granite with high end toilet.Also the living abd bedrooms are fitted with hurricane impact windows.

After all, the propery is impacted by inflation... not the debt.

The finish on the basement floor is not going to make a huge impact on the buyers.

Seeing you are in the military, you will want to familiarize how an employer-required move impacts the required holding of the property.

Trying to "ban weapons" will impact number 2 and NOT number 1If people want to discuss limiting cartridge sizes, increasing security, etc. all of these items seem to pass the sniff test DURING episodes like Sandy Hook.

Does that impact how low the bank will go?

The google search can provide you those details or speaking with your accountant that would know your personal situation can explain how it might impact your since each person's tax situation is different.

From there you can get an idea what you need to save if the A/C is slated to be replaced in years 3 and the roof in year 5 etc. and how that will impact cash flow and projections.The number for reserves varies by the property and the investor who owns it and current resources.