I would also suggest adding to the lease addendum an increase in the security deposit by the amount of the rent increase.

No public marketing of property you don't own, no lying to sellers, no cash out of your pocket for EMD (earnest money deposit), etc.

The 3% mortgages have MORE servicing value for the opposite reason, these ones aren't likely to be refinanced any time soon, and the market thinks they are less likely to be paid off via home sale to boot.This isn't about your or my crystal ball predictions for inflation and interest rates, this is about billions of dollars of real life bets being placed on Wall Street and by big banks.There's another reason big banks are valuing these low rate mortgage pools: Thanks to some deregulation that happened, they get to use the escrow accounts as "deposits" for the purpose of fractional reserve banking.

And I know they will probably ask for the deposit back.I feel very bad.

I just talk to my phone any time to set reminders for when emails need to be sent, security deposits refunded, etc.

When you deposit your funds in DAI you can receive a self paying over collateralized loan i.e. deposit 100k and receive 50k.

We ask them the basic questions about their income on the phone and if they say they have the deposit, rent and 3 months of bank statements and rent receipts then we will make an appointment to show them the rental unit.We manage about 140 rental units at different locations and we do not do credit or background checks.

As far as deposits go, let's say about 50-90k was recorded deposit on the last 6 months.

Would the three other roommates (not renewing) have to give consent (in form of writing) for the Landlord to use the original security deposit for this "transfer lease"? 

Now we are asking them to deposit remaining rehab money against principal.