Wholesalers do have to put in massive amounts of work and effort though, to find those deals.

Not sure I would be investing in RE there, well... maybe farm land in India and stock in Deere to take advantage of the growing cane market / technology (assuming the need for massive sugar demand to produce building materials).To the question, for me... hands down Option B. 

(I bought mine first, then Warren Buffet bought his, just for the record.) 

I know you want to help your Dad, but 50% of profits for the use of cash is the equivalent of a massive interest rate.

The only way that thing wins if its in a market with massive appreciation, which isn't going to be the case in rural area.  

Massive down payments to create the perception of an artificial equity position or the "down payment" going into a reserve account held by the lender backed by an insurance policy that would facilitate X number of payments on the buyer's behalf in the event of job loss, disability, etc.?

In that case, no real "set up" is necessary.However, you'd face some massive personal liability issues if you did that.Forming a corporation or a limited liability company would probably be the first step to protect your assets from your business' liabilities.

There is a MASSIVE difference.

Still, 90k is a massive undertaking, even in high-priced Connecticut.

Here's a very interesting article that predicts massive job losses in 2009 will cause housing prices to continue to decline.