I know we discussed in the past and worried a bit that 2014 was the top just to find out that 2015 was  hot again.  

@Seth Carlone-Hanson...yes, most definitely.With the hot selling market in King and S.

http://thenationalrealestatepost.com/hot-new-fannie-program-is-here/?

We removed both tenants and upon leaving Barbara's daughter and her boyfriend politely took the hot water tank with them.We fixed all the damage.

The real estate market is HOT right now but there is always opportunity!  

Over the years it seems that one type of property is hot and another is dead cold.

As asset class cycles happen lenders get hot on certain types of property and then cool off to it once it seems overheated.That's when newer lenders jump in with great terms on inflated properties.

For example, for a 1 BR apartment, you take a hot shower for 20 minutes in the morning, and your boy friend (who is not even on the lease) goes in the shower after you and his hot water runs out in 10 minutes - is NOT an emergency?

All gas, owner pays for hot water and heat.  

You can have the same thing happen on any REO, and it's more likely in a hot market.