That may be as a partner, borrower, lender, or consumer of their services like legal, accounting, title etc.

Probably one with fewer bedrooms or in a less desirable area.

. - The feds cannot force state and local police to go against state law and arrest consumers.

the downside to this is there are fewer of these for sale and many larger one's may require much more down than I can currently come up with. 

The current process is a bit of a pain with little reward until the end, I kind of think that it would be nice to recognize leaping some of the many hurdles we are currently required to set out.This is a really rough draft, but as a bunch of people who have previously gotten mortgages I wanted the community's feedback on this set of proposed Achievements to Unlock while in the process of buying a property.Imagine animated giant green check-boxes or thumbs up appearing as you complete each one:Preapproval Process StartedAsset Package SubmittedIncome Package SubmittedCredit Package SubmittedInvestment Property Package SubmittedE-consent to e-Disclosures SubmittedLO PreapprovalUnderwriter PreapprovalContract RatifiedE-Disclosures SignedAsset/Income/Credit Package UpdatedEarnest Money Deposit DocumentedAppraisal OrderedHomeowner's Insurance SubmittedLoan Conditionally ApprovedApproval Conditions SubmittedSatisfactory Appraisal Rec'dFinal Loan Estimate SignedClosing Disclosure SignedCleared to CloseDocs in TitleCash-to-Close Sent to TitleFunding Conditions SubmittedLoan FundedAmerican Dream UnlockedI know that they aren't in the order that might be preferred by the consumer ("why can't I just do those first 10 all in a single setting?")

I will only go after a deal with 15k or more by conservative measuresbecause I would rather do fewer deals with higher margin than more details with high stress lowmargins.

Nonetheless, I would like to approach the bank with a lowball offer with an argument that if the property goes into the bank's REO portfolio, it will sit there for a long time because, statistically, fewer buyers will be willing to consider purchasing a murder house.  

I've known a few people who paid a small flat rate and gave bonuses based on getting units filled (which is the most time consuming part IMO, showing and screening tenants) and they also gave similar bonuses when a tenant stayed and renewed a lease. 

“Because of the other provisions included in the new tax system, far fewer taxpayers will choose to itemize deductions,” says the Better Way proposal released in June.The upshot, real-estate industry leaders worry, would be that fewer people would be incentivized to purchase homes, which would weigh on demand and possibly the broader economy.The House proposal also would eliminate for all businesses the current deduction for debt interest payments.

I have the cash to buy the property all out, but I really want leverage because I don't want to consume all my cash on this deal and it juices the COCR.Original Ask: $49kInitial Offer: $40kTheir counter-offer: $44kMy counter-offer that was accepted $42k.This is from an estate sale listed on MLS for a 3/1 SFH 865 sq. ft,1950Rent after installing washer and dryer and re-painting interior will be about $950/mthAnyone got any good mortgage broker recs?