It's impossible to say with certainty, but the odds seem to favor down.

I did forget to mention that the property is maintaining favorably vs the comps - it's a good price and I think it can be had for even less.

As mentioned, owner occupants especially can secure the most favorable terms.

Let me know if I can be of help in connecting you to some of my favored passive investment choices in Indy.

Hello All, I have a buddy that wants to perform a fix and flip - he has one thing in his favor and another not.

If its not in our favor then that's fine as well.

Anything that can help them make a determination of value that is in their favor.

Tenants are always favored, even squatters by law.

You could offer her $100k cash down payment (or whatever you have to put down), a note for the remaining $400k in her equity with favorable terms (6% fixed with 30 year amortization and 5 year balloon would be my offer), then try to assume her remaining $400k mortgage.

Hoping I can return the favor one day.