(normally recommended, especially if you are a landlord)- Water Backup: For water damage due to the backup of Sewer s or Drains.Your age should not be a factor on the pricing but, depending on the company these other factors may get you credits:- Insurance Score (company pulls certain info out of your credit report)It is not your credit score but generally better credit will result in a better score- Time at your job- Education level- time at current residence Here are some things to look for from an Insurance prospective:1.Any in-ground tanks (active or inactive)2.Any Knob & Tube or Aluminum Wiring3.If built before 1978, does the building have Lead Safe certifications4.Any wood stoves or secondary heating units.

You need to spend your energy on negotiating a better cap, let the seller/agent know the work required+ map out the numbers. 

Obviously, people have work order requests come up, and most of the time, its pretty reasonable requests that do require external assistance; For example, their heat isn't working.

I prefer my clients to buy good bones - and spend their energy on sound processes that they can use as a model for the acquisitions to come. 

I used to pay $1100 in rent and now I've only come out of pocket during the winter months when the heat is on.

You’re dealing with a heating efficiency of 50% or lower.

The house we bought here in China is 3240 sq ft, 3 beds, 2.5 baths, beautifully finished basement with a seriously legit pub, heated 3-car garage and 3.65 acres in a nice development. 

New appliances, heating, AC and electrical.

Real estate investing also requires more input of time and energy.

Add mini split units with heat pump.