He would be responsible for 60% of the 550k.

She currently owes 138K on the mortgage.The AS IS value is 230KThe ARV value is roughly 260KShe is 65 years old.Your response is greatly appreciated!

Jim Ostler We are currently developing our portfolio in the Chicagoland area, as previous responses have said finding owners isn’t the easiest task but most owners who are up for this allow you to do this with multiple properties.

@Matthew Baltzell thanks for the response Matt.

It seemed promising at the beginning..great introductions, phone chats, professionalism on both sides... and then seemed demotivated to work with you, or un-responsive (only after) they know what your strategy is and what your offers look like.

I usually get 200 or more quick responses.

What is the most accurate site?

HI john thanks for your speedy response!

first you have to decide what you want to do in the note business.. what most of the responses are talking about is buying bad debt.. and 2nds at that which this is the most risky and the most work..if your looking for work and risk and job then that kind of note investing is for you.If your looking for Passive income with no work and Limited risk then you simply need to align with a great HML who takes on private clients or those that understand where performing notes are generated.. we have done over 1700 performing notes for clients that last 5 years and really don't advertise at all. simply because once you get conservative investors in your program it just feeds itself.. deal flow is the key right now.. most have a hard time finding quality. finding defaulted seconds is easy.. and the most risky. 

Will they be able to offer up a more accurate assessment of ARV when needed?