We had the original hard wood floors with some damage, but we messed up the floors listening to other people and now we have to replace them.

On the flip side if it'll only take you four months or so to recoup that 10k you spent finishing off your debt then I'd go that route and have the cash on hand and an even cleaner credit profile (remember you do need to continue to USE your credit - just pay your balances off monthly).and lastly - congrats on being in such a solid situation regarding your debt. 

In my neck of the woods that’s nothing to get excited about .

@John Woodrich is in your neck of the woods.

My property manager was also considering engineered or real wood as well, but it seems the durability isn't very good in those types of flooring.

A yard is a yard, unless you are getting into the size of lot that is a little more wood-sy.Rentals: Beds/Baths always more important than SF.

We pulled the old carpet which had nice wood floors underneath, which was a big bonus!

I don't think I can go wrong with either but wonder if I might be missing something like the amount of work involved.The only other wood trim in the house are wood stair bannisters with a clear coat of poly.

They are hard engineered wood floors.

So I have the opportunity to go in on this development project North of Milwaukee, less than a mile from major Expressway, also neighboring a small wooded/grassy park area.