@Harjeet Bhatti Thanks for the response. 

@Patrick PhilipThe beauty of much of this business for the investor is that while an investor sees a piece of land with a structure on it in terms of fungible value, a retail buyer sees a home and hearth, a place to raise their children, somewhere to grow old together with their loving spouse, a symbol of their financial competency, a mark of belonging to one class rather than another.

Enterprise is growing like crazy though!

In my market, 95% of the time the tenants responsibility for these expenses. 

Even though you use your IRA to own the property, you will personally sign for the responsibility of repayment for a commercial loan.

I'd probably say no..... you need it for parts for a unit at another property and get it out of there.So if they "fix it" and do a crap job and it somehow does damage to the property, who will be responsible for that?

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How do I grow the business and scale it?

As your portfolio grows, keeping one good easy-to-finance property free and clear can be a nice safety net.

., @Marc Winter for the responses.