You can propose to them that they will be getting more money over a longer period of time while also receiving monthly income.  

So I am curious to know how many other investors have come across a touch situation where they were not able to refinance or take out line of credit on rental property because they had to wait for 12 months even thoug...

In my opinion you have to choose one or the other to start and then evaluate the results over a period of time.  

And i understand after purchasing the right of redemption period before you can file for deed if not redeemed.  

They also get periodic (1-2 times per month) updates from the listing broker on activity on the listing.

What is the longest period I can do a lease option with a seller in TEXAS ?

I have never believed that I needed to buy as many properties in as short a time period as possible in order to be successful.

Over a 12 month period, using historic and pro forma numbers, does the aggregate cash flow from your assets cover that aggregate liability payment by at least 1.2 times i.e. for every dollar of debt payments annually you have at least $1.20 in incoming cash flow?

I setup quicken rental property manager to download transactions from the bank via online account info on a periodic basis directly into the software so no or very little manual input of transactions is needed (quickbooks does this auto download as well I believe).

The interest rate will be a little higher and for a cash out refinance, they will require a seasoning period usually, probably about a year.