Never spend your last dime to purchase a property, because there will be unforeseen expenses popping up your first year.

I have probably gotten between a hundred and two hundred loans within the past 8 years and I have learned some things along the way that make getting loans easier and harder.

I can get a 30-year fixed loan for 6.630%.The property taxes 1,976 /year i.e. 165 per month. 

my wife and she has one clearer who she pays. she makes around $100K a year on it . 

I haven’t bought anything in two years and using my underwriting I couldn’t get anywhere close to a price even motivated sellers would accept. 

Even through the busiest years, our experience has been that large cabins do not provide the same ROI as small cabins. 

I tell ya those things grow legs every 2 years for some reason.

Given your situation, I see both pros and cons to the 15-year vs. 30-year mortgage.The 15-year option makes sense if you’re comfortable with the higher payments and want to build equity faster.

I am 18 years of age with nothing under my name and based in California.

Hey everyone, I wanted to start a conversation about land value creation as an investment strategy.I’ve spent years investing in rentals, flips, and more traditional real estate strategies.