Most of the other excuses (went off while cleaning or handling, arguing, etc) show carelessness, stupidity, criminality or dodgy associates you don't want next door to you. 

I'm a fairly new Broker Associate in Colorado and am getting started in my own Real Estate Investing LLC.  

We must place the tenant security deposit in an account with a bank, savings and loan association or licensed escrow agency in the State of Washington.

      @Susan Carroll      I had an Associate use them and the project looked nice.

There's an attorney in Orlando who has a great website devoted to this exact topic that is a must-read: https://www.richardhornsby.com/crimes/regulatory/u...It states: "In Florida, it is unlawful to engage in the following real estate related activities for compensation without possessing a real estate broker's license or sales associate license.

If you look to organization that provide credentials to appraisers like the Appraisal Institute, National Association of Appraisers, or other or you can look for VA roster appraisers you will likely find honest appraisers.

While this doesn't help in the short term I think most people in your situation are frustrated by what an out sized impact and PITA factor associated with medical bills, so hopefully this provides some solace. 

I don't know what CCB stands for, but I do know that I recently got my real estate license.I wrote about the costs associated with it on the BP blog.

It takes a lot out of you too if you can't handle pressure and all the complaints but if you can handle all that then you will be fine just know how to be organized, delegate work, deal with tenant relations, retention & all other areas of PM,plus do your homework and study up on all the forms and sign up to be a member at your local Apartment Association.

For repairs the best thing to do would be to go to a local REIA group (real estate investor association) and connect with contractors and investors.