I am self employed basically as I run my own e-commerce business.

Also, on the refi, the banks don’t like self employed, so I’d have a hard time refiing.

In particular, I need a real estate attorney and an accountant (I'm self-employed, so I need an accountant anyway).

Employment is in New Jersey but planning to use fha on house in Pennsylvania job is about 1 hour away going to commute daily will I have a issue from the underwriter I will live In one of the 4 units 

And how great that is. but a vacation rental dollar is not the same as a long-term tenant dollar. 3% credit card charge, software, insurance that can be two or three times more expensive and may be hard to get, the industry trend for listing sites to charge a commission to the owner such as booking.com at 15%, the fact that vacation rentals require self-employment tax, Linens and cleaners and maintenance people who have to keep it perfect, every possible kitchen appliance and coffee setups add toilet paper and soap and everything else, up to 30% to a property manager. so maybe if you're lucky a vacation rental dollar is 75% of a long-term tenant dollar.

But while that sounds nice, I'm having cold feet committing to the idea of missing them so much for the first year or so until we can get to the point where one of us can part ways with full time employment...they are 1 and 3 1/2 years old.

@Nicho Pruett  Definitely can't hurt to ask and certainly employ an attorney, as others have mentioned. 

Now the employment part,I worked at a healthcare company from Aug 2017 to May 2019I switched jobs, still in healthcare, started in May 2019 and still working there. 0 gaps in employment.

Allred Unit[31]921 It looks like the AFB is by far the largest employer. 

Be cognizant of the number of employers in your area.