Bed and Breakfast establishments, boarding homes, dormitories or multiple units, or any other similar lodging arrangements are specifically prohibited.”

Set firm requirements and expectations for all your vacant units moving forward, so that any future tenants can closely resemble the current tenant class.Location also matters.

DSCR lenders tend to be cautious with anything that resembles co-living, so presenting it clearly as a traditional rental makes the process much smoother.Hope that helps!

In our discussion I mentioned how much these mentorships resembled multi level marketing, a comparison she disagreed with completely.

My first question is whether there is any arrangement for water and sewage, and I have many more.

I'll be looking into other arrangements.

It's an owner financed arrangement with a 2nd lien to a private lender. 

A reasonable modification refers to a physical change made to a rental unit or common area that allows a person with a disability to fully use and enjoy the premises.Examples of Reasonable Modifications:Installing a ramp or grab bars in a bathroom.Lowering countertops, peepholes, or light switches for wheelchair access.Widening doorways or removing carpet for mobility devices.Adding visual doorbells or smoke alarms for tenants who are hearing-impaired.Landlord Responsibility:The landlord must allow the modification if it’s reasonable and necessary.For federally funded housing (like HUD or Tax Credit properties), the landlord is usually responsible for the cost of the modification.For private or market-rate housing, the landlord may require the tenant to pay for the modification and restore the unit to its original condition upon move-out (if the change affects future marketability).The landlord can ask for plans and proof that the work will be done safely and professionally.Tenant Responsibility:The tenant is responsible for paying for and arranging the modification (unless the property receives federal assistance).The tenant must obtain the landlord’s approval before work begins.The tenant may be asked to restore the unit when vacating, depending on state or local law.Best Practices for LandlordsRespond to all accommodation or modification requests in writing and in a timely manner.Keep a Reasonable Accommodation/Modification Request Log for compliance records.Train leasing staff and maintenance teams on Fair Housing requirements.Post a notice or add a clause in your lease about Fair Housing rights for transparency.Final ThoughtsReasonable accommodations and modifications are not “special treatment” — they are legal rights designed to ensure equal access to housing.

Most brokerages also require agents under them to at least hold a salesperson license, which I do not currently have—but am prepared to obtain quickly if there’s a viable partnership path forward.I’ve started reaching out to brokerages to explore possible partnership or sponsorship arrangements where I could operate under their license and share a portion of the revenue.

These were new builds with the financing pre-arranged by the builder with a large lender when the subdivision first started.