It really depends on how much capital you have to purchase and renovate, and what the ARV of each property is.Investigate your local market by visiting properties in person to get a sense of the market. 

I have cash reserves and money in retirement accounts, but I don’t want to dip too deeply into my reserves.

The answer shapes every move.Learn one lane deeply.

A recent case in Miami shows something deeply troubling about our property system.A 4-acre parcel, located in the far suburbs and valued at less than $1M, has accumulated over $3 million in charges, just from three years of past-due property taxes and minor administrative violations.

Their appliances are often deeply discounted and still function like new.

Think parts of the Midwest and Southeast.The biggest factors that make deals work right now are:Buying deeply discounted properties where the rehab forces real appreciationKeeping rehab budgets tight and intentionalRefinancing with solid DSCR terms (lower rates, 75%–80% LTV, and good DSCR coverage)They’re not common, but they do exist if you’re patient and run strict numbers.Looking forward to seeing your progress!

I'm looking to learn more deeply about the loan process

Quote from @Isaiah Prince: @Mike Paolucci Deeply appreciate the feedback, Mike - super helpful.  

For investors using DSCR loans, I’m curious about your preferred minimum DSCR.
Do you stick to 1.1, 1.2, etc.?
What ratio gives you peace of mind in today’s rental market?

The way to make money from the loans you’re looking for, @Daniel Williams, is to buy them deeply discounted and work to get them to perform.