If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as an LLC.

If you already have contact info for current and former tenants, you could ask some survey questions like:How responsive is the property manager to maintenance requestsHow professional and respectful is the communicationAre the common areas and grounds well-maintainedIs it easy to reach someone when neededOverall, how satisfied are you with the property management If not, see if the PM company is willing to distribute it on your behalf, though keep in mind that this may affect the honesty of responses. 

On August 31st, you wrote:> I've been using Baselane for rent collection for about 6 months now, and I've been extremely satisfied with it.

While some owners think PMCs are personal assistants and will never be satisfied, there's no reason for not proactively communicating with an owner - especially regarding maintenance!

Requirements change frequently to satisfy market and political ambitions. 

Given your 30-day close, the fastest path is likely to secure a contractor who satisfies the lender’s guidelines.

And after the consultation, I was satisfied with their expertise and continue to work with them.

That mix of one vacant side and one leased side can definitely get messy with FHA’s owner-occupancy rules.If you need the place vacant to satisfy FHA, I’d keep it simple in the offer and just say something like:“Seller to deliver both units vacant at closing, and provide tenant notice within X days after due diligence ends.”That makes it clear what you need while still giving the seller a fair window to handle the notice properly.That said, since the other lease runs until next July, there’s a good chance the tenant won’t (and legally doesn’t have to) move early unless there’s some incentive.

Thank you so much Micheal . 100% satisfied with you all guys 

If anyone can give me any suggestions, I'd be extremely grateful.