How do I obtain construction loan for below grade and site prep to combine with HUD home?

You might want to try grading contractors based out of Joshua Tree.

My idea is to assist in below grade.

.: If you read that as "SubTo IS Mortgage Fraud" go back to your 4th grade teacher and apologize for not listening in class about sentence structure.Subject To is legal, when done legally.The problem comes in when you fill out lending or tax forms and you omit information.

Looking if anyone has a neighborhood grade map of Memphis, recommmded agents and property managers.

@Samuel Awosolu Thank you for the advice, fortunately due to grades and scholarships I should be debt free if not close to debt free post grad.

Jefferson Park giving you stronger lender treatment, all above-grade units, and a cleaner path to buy again in 18–24 months is a meaningful advantage.That said, don’t force it.

What grade of an area is this in?

I think basements as additional living space - assuming the basement is finished nicely, has egress, is free of radon, and is professionally waterproofed - are great ideas.However, we've had low success rates leasing even semi-below-grade apartments.

This is a grade C property.