With self directing somebody can make a traditional contribution (get the tax deduction), invest in a non-public asset like a private loan or real estate syndication, then convert the asset from traditional to Roth with a discounted valuation.

Traditional 3–5 gallon tank heaters are simple and cheap, but they keep water hot constantly, which wastes energy if usage is infrequent.

I’ve been having more conversations lately about how investors are adjusting their financing strategies with banks tightening up, rates moving around, and deals needing to close faster than ever.One thing I’m seeing: more investors leaning heavily on private money and asset-based lending, especially for fix-and-flip and short-term bridge needs.Curious how others here are approaching it:Are you using private lenders more often than traditional banks right now?

Real estate is different from traditional investing, but it’s something you can pick up quickly once you start exploring deals and talking to people in the space.If your goal is early financial freedom, real estate can definitely help you get there.

Sharing a recent scenario that I think other investors might find useful — especially anyone who’s self-employed or juggling multiple income streams.A homeowner needed to pull cash from their primary residence to renovate their second home, but traditional full-documentation guidelines were pushing the DTI too high to qualify.

Traditional Sale ( What they think they will get )Sale price: $425,000Real estate commission (6%): $25,000Closing costs: $13,500Estimated Capital gains (Unc Sam): $35,787Seller walks away with : $350,213 ..

I'm going to college after HS to be a youth pastor but I want money as well.I see that MHP have the potential cash flow really well and there's a lot of upsides.Can anyone tell me about their process to purchasing a MHP and how they got the capital to get started.Or if you have any advice on how to get your first deal that's something other than a traditional buy and hold property. 

Sometimes you can negotiate terms that mimic a traditional mortgage but close much faster.

Hey All,I have a plan to do a 1031 exchange a little differently than the traditional method and am looking for someone more knowledgeable than I am on this to let me know if it is doable or not.

.• Financing: If traditional income-based loans are tight, look at DSCR rental loans — they qualify based on the property’s cash flow, not your W-2.